Instant withdrawal/deposit

Hello, recently, a feature called "Instant Top-Up" was added to a website called "Case Battle." Thanks to the website "Skinify" and how they implemented it, users with a transaction history from the past two years can instantly top up their account balance on the site using skins worth no more than 1,000 rubles. Otherwise, the method won’t work. What I’d like to suggest is implementing a similar feature for topping up your balance on the marketplace and withdrawing funds from your marketplace balance when selling a skin worth less than 1,000 rubles, since

1. This will generate a higher volume of transactions compared to other sites, since there won’t be a 7-day waiting period

2. It will help increase user loyalty

3. It will positively influence the influx of new users

   How can this be implemented? Again, a user who already has a certain transaction volume on the site and sells a skin for less than 1,000 rubles can withdraw this money instantly, because, for example, it’s not worth it for a user with 10k+ in transaction volume to get banned for making a quick 509-ruble transaction—which minimizes the number of such cases while increasing the number of users and transactions on the site. Replenishment can be implemented similarly to "Case Battle," which will positively impact the volume of goods arriving on the site and their subsequent turnover.